Credit Sesame | Free financial planning and credit score analysis tool

Find financial products that fit your needs with Credit Sesame. Learn how to improve and monitor your credit score, spend smarter, and build your credit for free!

Adrian Nazari founded Credit Sesame after the last financial crisis to help consumers improve their financial health by providing credit scores to consumers for the first time for free. At the time, major credit bureaus charged consumers up to $10 each time they asked them to view their credit data. After months of negotiations and advocacy for consumer transparency, Adrian signed a contract with one of the credit bureaus to provide consumers with credit scores for free—a groundbreaking milestone that ushered in a new era of personal finance and empowered consumers to take control of their finances.

We knew knowledge is power, so we quickly began combining our deep credit expertise with machine learning and artificial intelligence to provide personalized advice and recommendations to help our customers improve their credit scores. Since then, we have helped millions of consumers improve their credit scores, increase their approval odds, reduce credit costs, and save money.

But credit is just one piece of the personal finance puzzle. In fact, when it comes to consumers' financial health, credit and cash are inseparable. We want to help consumers' credit work for their cash and their cash work for their credit. In March 2020, we created another groundbreaking milestone by launching the first online bank account that lets consumers' cash and credit grow simultaneously and rewards them with cash for improving their credit scores. We are now one of the fastest growing and highest rewarding online banking services in the country.

While our business has evolved over the past decade, our mission to enable financial wellness has remained the same since day one. Our deep credit expertise and understanding of the relationship between cash and credit are helping millions of Americans effectively manage their credit and cash to meet their needs, work toward financial stability, and create better opportunities for themselves and their families.