Prosper - The smart, simple way to borrow, save and earn money

Discover credit card, personal loan or home equity options. Explore financial education. Meet your financial needs and find peace of mind with Prosper

Founded in 2005, Prosper introduced an innovative approach to personal finance to American consumers called peer-to-peer lending. Nearly two decades later, Prosper has helped more than 1.7 million customers achieve financial wellness through a full suite of products.

Prosper’s flagship personal loan marketplace continues to provide unique value to borrowers and investors. Home equity loans and lines of credit offered by Prosper provide homeowners with a range of choices and options to tap into the equity they’ve worked hard to build. The Prosper® Card supports people seeking credit and the flexibility to manage their finances.

Regardless of the product, Prosper is committed to meeting the needs of people at the point in their financial journey to improve their financial well-being.

Prosper Marketplace is backed by leading investors including Francisco Partners, Institutional Venture Partners, Third Point, and Jefferies.

Prosper's borrower payment-related notes ("Notes") are issued pursuant to a prospectus filed with the SEC. The Notes are not secured or FDIC insured, and investors could lose some or all of their principal investment. Investors should carefully consider the risks, uncertainties and other information described in the prospectus before investing. If investors have any questions or need more information, they should consult their financial advisor. Nothing on this page constitutes investment advice.

Important Information About Procedures for Opening a New Account.

To help the government combat the financing of terrorism and money laundering, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information so that we can identify you. We may also ask to see your driver's license or other identification documents.

All personal loans provided by WebBank.

David Kimball - CEO

As CEO of Prosper Marketplace, David oversees the vision, overall operations and performance of the company. David joined the company in March 2016 as CFO and was named CEO in December 2016. David brings more than 20 years of financial management experience to this position.

Prior to joining Prosper Marketplace, David served as a Senior Financial Officer in the Chief Operating Office of USAA, overseeing USAA's Real Estate Division, Bank, P&C and Life Insurance Company, Investment Management Company, and Call Center/Distribution functions. During his tenure at USAA, he also served as USAA's Corporate Treasurer and CFO of the Bank.

Prior to joining USAA, David spent ten years at Ford Motor Company and Ford Motor Credit Company in the United States and the United Kingdom, responsible for their securitization programs, debt issuance, and various FP&A positions. David holds an MBA and a BA from Brigham Young University.

David juggles, walks on stilts, rides a pogo stick and a unicycle, but he has never been a street performer or worked in a circus.